NUMORA originals · NUMORA

Fire Calculator

Given income, spending and what you already have, roughly which year could living costs stop needing a job?

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How to use

FI number = annual spend / SWR. Time-to-FI via compounding. Not advice.

Formula

FI = spend / SWR; n from inverse FV

FAQ

Is this Fire calculator accurate?

The formula and assumptions are shown on the page, and the engine is covered by audit tests. Results are for reference — not financial or medical advice.

Do I need an account?

No. Calculations run in your browser. Recents can stay on this device.

What inputs do I need?

FI number = annual spend / SWR. Time-to-FI via compounding. Not advice.

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